What credit report services can I access right now?
- Unlimited access to your Credit Report for 60 days online
- Automatic notifications of changes to your credit report
- A detailed personal analysis
- Details on who has reviewed your report
Why do I need my credit report?
Are you thinking of applying for a new credit card? Would a new bank loan help make ends meet? Are you about to apply for a new job?
These are just three situations in which you should get a copy of your credit report.
Credit card companies and banks use the same centralized information services to collect information about you. If there is a mistake in any of that information, you could find your credit score affected. That means you will not get that new card or loan, or you will be charged a higher rate of interest. If the company about to interview you for a job does a search, there may be bad news.
As well as mistakes, there is the increasing risk of identity theft. If someone is “out there” pretending to be you, there could be all kinds of bad reports about “you” in the system.
What can I do about this?
It could not be more simple. You click on the "Apply now" link above. The online questionnaire takes a little information about you to verify your identity. Then you can access your free annual credit report.
Take a few minutes to go through the transactions and verify all the information about you. Federal laws are in place to protect your rights. If you find any inaccuracies, you have the right to get your credit report corrected. If you find transactions that you did not authorize, this may be a sign that someone is using your identity and you can notify the card companies and the police.
Sign up to our service today. It could not be easier to protect yourself and your credit report.